Welcome to our Personal Credit Loan Platform. By accessing or using our services, you agree to comply with and be bound by the following Terms of Service ("Agreement"). Please read them carefully.
1. Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our platform. You agree to provide accurate, complete, and updated registration information.
2. Services Provided
We provide personal credit loan services through a secure online platform. The loan amounts, interest rates, and repayment periods are subject to approval based on your creditworthiness and applicable laws.
3. Account and Security
You are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately if you suspect unauthorized access or misuse of your account.
4. User Obligations
- You must use the services only for lawful and personal purposes.
- You shall not use the platform for fraudulent or illegal activities.
- You agree to repay any loan received in accordance with the agreed schedule.
5. Loan Agreement
Each approved loan is governed by a separate loan agreement that outlines the repayment terms, interest rates, penalties for default, and other conditions. You must review and accept these terms before receiving funds.
6. Fees and Charges
All applicable fees, interest, and service charges will be disclosed transparently during the loan application process. Late payments may incur additional fees.
7. Intellectual Property
All content on this platform, including logos, texts, graphics, and software, is the property of the Company and protected by intellectual property laws. Unauthorized use is strictly prohibited.
8. Disclaimer of Warranties
Our platform is provided "as is" and "as available" without warranties of any kind. We do not guarantee continuous access, error-free service, or specific loan approval.
9. Limitation of Liability
To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.
10. Termination
We reserve the right to suspend or terminate your access at any time without prior notice if you violate these terms or engage in abusive, fraudulent, or unlawful conduct.
11. Governing Law
This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction where our company is registered, without regard to its conflict of law provisions.
12. Amendments
We reserve the right to update these Terms of Service at any time. Updates will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of the updated terms.